Not everything growing on your roof is the same.
Roof algae usually shows up as flat black or dark brown streaks. It often runs down the roof in vertical staining patterns.
Moss usually looks thicker, greener, and raised. It can hold moisture against the shingles and grow between shingle edges.
Lichen often looks crusty, patchy, or almost glued to the roof surface.
Algae is usually more cosmetic. Moss and lichen can be more concerning because they may hold moisture, interfere with water flow, and make it harder for shingles to dry properly. House Beautiful recently noted that moss can grow in small roof crevices, push shingles apart, and trap moisture and debris under the roofing surface.
So if you are looking at flat black streaks, that may be algae.
If you are seeing thick green growth or crusty patches, that deserves a closer look.
And if you are not sure which one you have, do not guess from the driveway. Roof problems rarely come with name tags, which is rude but apparently standard.

