Roof Financing
Major home upgrades shouldn't force you wipe out your savings. At Joyland, we offer roof financing so you can tackle those essential upgrades without the financial stress. Whether it’s a leak that can’t wait or a total exterior makeover, a home improvement loan lets you keep your cash on hand while paying for your project through manageable, predictable monthly installments.
How does Roof Financing Work?
Most homeowners find that roof financing makes larger projects much more manageable. We’ve partnered with Wisetack to keep financing simple. Prequalifying takes about a minute and doesn’t affect your credit score. Choose from promotional 0% APR options (for qualified applicants) or longer terms up to 60 months - so you can pick a monthly payment that works for you
Financing With

We’ve teamed up with Wisetack to make new financing options as simple as possible. The application takes about a minute, and checking your rate won’t hurt your credit score. We offer a variety of roof financing options, ranging from short-term "no-interest" plans for 12 months to longer terms up to five years, ensuring the payments fit comfortably within your monthly budget.
- Finance projects up to $25,000*
- No-interest plans for qualifying customers
- Terms from 3 to 60 months*
- APR from 0% to 35.9%*
- No hidden fees or compounding interest
Prequalify today with no impact to your credit and contact us to learn about financing your next project!

The Benefits of Financing
Why Choose Roof Financing for Your Project?

Affordability
Our financing options make it easy to spread the cost of your roof replacement over manageable monthly payments.
Peace of Mind
You can protect your home and family with a high-quality roof without draining your savings.
Increased Home Value
A new roof not only enhances the aesthetics of your home but also can add significant value to your property.
Quick Approval
Wisetack offers hassle-free and quick approval processes, so you can get started on your roofing project sooner.
Affordability
Our flexible plans make it easy to spread the cost of your project over manageable monthly payments that fit your specific budget.
Peace of Mind
You can protect your home and family with a high-quality roof today without needing to drain your hard-earned personal savings.
Increased Home Value
A fresh roof enhances your home's aesthetics while adding significant market value and long-term curb appeal to the property.
Quick Approval
Wisetack offers a hassle-free and fast approval process, allowing you to get started on your home exterior project much sooner.
Tackle that project now with Joyland!
Don’t let budget constraints hold you back from achieving the roof you can count on. Upgrade to a beautiful, durable, and energy-efficient roofing solution with Joyland Roofing and Exteriors today. We’re here to provide you with the financing options you need to protect your home and family while enjoying the benefits of a stunning new roof.
Take the first step towards your upgraded roof and improved home by contacting us today. Let us help you secure financing through Wisetack, so you can enjoy the peace of mind and beauty of a brand-new roof. Upgrade your home and elevate your lifestyle with us!
Ready to Upgrade Your Home?
Don’t let budget constraints hold you back from achieving the roof of your dreams. Upgrade to a beautiful, durable, and energy-efficient roofing solution with Joyland Roofing and Exteriors today. We’re here to provide you with the financing options you need to protect your home and family while enjoying the benefits of a stunning new roof.
Take the first step towards your upgraded roof and improved home by contacting us today. Let us help you secure financing through Wisetack, so you can enjoy the peace of mind and beauty of a brand new roof. Upgrade your home and elevate your lifestyle with us!
Consultation
Contact us for a free consultation and estimate for your roofing project. We offer free quotes and inspections.
Financing Application
Our team will guide you through the simple financing application process. We make it easy and are here to help!
Installation
Our expert roofing team will install your new roof efficiently and with the highest quality craftsmanship.

Consultation
Contact us for a free consultation and estimate for your roofing project.
Financing Application
Our team will guide you through the simple financing application process.
Approval
Wisetack will review your application promptly, and once approved, you can move forward with your project.
Installation
Our expert roofing team will install your new roof efficiently and with the highest quality craftsmanship.
Frequently Asked Questions - Residential Roofing
Will checking my financing options hurt my credit score?
Not at all. When you check your roof financing through Wisetack, they perform a "soft" credit pull. This means you can view the rates and terms you qualify for without any negative impact on your credit score, allowing you to shop with confidence and peace of mind.
What are the typical roof financing options available?
We offer several roof financing options to suit different financial situations. These range from short-term, 3-month payment plans to longer-term options that span up to 60 months. This flexibility ensures you can find a monthly payment that fits your specific lifestyle and budget.
Is there a maximum amount I can finance?
Click to Watch VideoYes, through our partnership with Wisetack, you can finance home exterior projects up to $25,000. This is usually more than enough to cover most residential projects, including a full roof replacement financing plan or even a combination of roofing, siding, and gutter work.
How fast is the approval process?
The approval process via Wisetack is designed for speed. Most of our customers receive a decision in about a minute. This quick turnaround ensures that you can move forward with your financing options and get your installation scheduled without unnecessary delays.
How do I apply for a home improvement loan?
The application process is entirely digital and very fast. After we provide you with a project estimate, we will send you a link to the Wisetack application. You’ll just need to enter a few basic details, and you will receive an instant decision regarding your eligibility for a home improvement loan.
Do I need to pay a down payment?
This depends on the specific terms of the loan you choose through Wisetack. Some financing plans may require a small initial payment, while others allow you to start with $0 down. You will see all these details clearly outlined during the one-minute application process.
How soon can we start the project after approval?
Almost immediately! Once your financing is approved and you’ve signed your project proposal, we can get you on the schedule. Quick approval means we can protect your home sooner, which's why so many customers love our financing options.

