A Guide to Roofing Insurance Claims
We all hope that our roof is never damaged by a storm or accident. But unfortunately, it’s something every homeowner should be prepared for.
A good homeowner’s insurance policy that covers your roof brings peace of mind and valuable protection, but if your roof is damaged and you have to file a claim, it can become complicated. The process will take some time, and making sure you get the best possible roof repair takes some vigilance and knowledge.
Here are a few steps we recommend if your roof sustains damage:
DOCUMENT THE DAMAGE
Take thorough pictures of the damaged areas. This will make it easy to show both the insurance company and the roofing company what needs to be repaired.
Always use caution on your roof – if the roof is high or steep, it’s best to contact a professional roofer to inspect and document your roof.
FILE A CLAIM
You’ll want to contact your insurance company immediately. Many people have trouble filing a claim if they wait too long after the roof is damaged.
Find out exactly what your policy covers, and what dollar amount you’re entitled to. If you’ve had a trusted roofing company with insurance experience inspect the damage, they can help you as you deal with the insurance company.
HIRE A ROOFER
When repairing your roof through the insurance process, you can almost always choose the roofing company that’s right for you.
You want to look for a company that works in your area and has experience working with insurance companies. Research multiple roofers, and if more than one roofing company in your area works with insurance companies and has good reviews, it’s best practice to go ahead and request multiple estimates.
Roof damage is a stressful thing to go through. A good insurance company working with a good roofer can ease the burden and give you peace of mind that your home is being protected.
GET IN TOUCH
For more tips on handling roof damage and protecting your home, you can contact us HERE or by calling 717-892-5347.